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Finding the right home at the right price is just one aspect of a home sale or purchase. Carmen Chapa Real Estate, LLC. is experienced at helping both buyers and sellers when it comes to closings. E-mail or call me today at (214) 536-2410 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain typical expenses linked to closing the sale of a house. These fees are commonly divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Texas to help guide you through the deal.

Closing costs that are tied to financing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll walk you through the closing costs so you are aware of exactly what you're paying for.

Buyers: When buying a home in Dallas County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not stunned when you show up at closing time. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that seem off.